澳洲Australia property Number for Westpac Mortgage Center | Sydn


在澳大利亚 I need some advice regarding a property purchase. Property - semi-detached house Bedrooms - 2 Condition - average needs internal reno to modernise Street - one of the best in suburb Location - excellent Close to schools - yes Transport - 50m The pool at of an IP needs to be resurfaced (or so the pool doctor says), the cost was estimated to be $10K ($10,000), after recoverying from my impresssion of a cat coughing up a fur ball, it just seems far too much. Its just a standard poo


Does anyone know this number. I would like to ring them tomorrow to try and lower my IR. Thanks in advanced.  

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Eggnog

Phone number for Mortgage centre is 132 558, I have dealt with Westpac for many years, in fact even dealt with them when they were the Bank of Melbourne. It's like every other place when you ring up though make sure you have more information than them. My current PPOR is just under 1% ( .098) below there standard variable. Know what every other bank is offering so you can justify why they should drop it. If you have 300k loan with them they will most likely say no. Ultimatley though be prepared to walk if all the figures don't stack up.

Jezza  

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ask for retentions

ta
rolf  

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thanks all. Looks like it is a week of DD compiling current interest rates and discounts out there.

Rolf L, sorry for the ignorance but what is retentions?  

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Good point Rolf
Also eggnog time with the bank and what other accounts such as savings/credit cards also add to the negotiations. Why don't you go through your situation witha broker on SS first such as Rolf as they deal with people a little higher up than call centre people

Jezza  

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Hi Jezza. I will give it a try first and if I cannot improve on my current situation I will try and find a mortgage broker.  

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Hi EN

Retentions is the area where you want to go for them to retain ur business.

ta
rolf  

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one last question. When I ring the mortgage centre / retention department and they review my accounts will this create a hit/record on my credit history.  

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nope

only if u apply for finance usually

ta

rolf  

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Also tell them you know of others who have a greater discount than yourself and ask them why you shouldnt have the same. Having a precedent set works well in your favour.  

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Rixter said: ↑
Also tell them you know of others who have a greater discount than yourself and ask them why you shouldnt have the same. Having a precedent set works well in your favour.Click to expand...
Tell em Rixter has a better discount than you and ask them what they can do for you ;)  

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