澳洲Australia property building insurance rates\quotes? | Sydney


在澳大利亚 The pool at of an IP needs to be resurfaced (or so the pool doctor says), the cost was estimated to be $10K ($10,000), after recoverying from my impresssion of a cat coughing up a fur ball, it just seems far too much. Its just a standard poo I need some advice regarding a property purchase. Property - semi-detached house Bedrooms - 2 Condition - average needs internal reno to modernise Street - one of the best in suburb Location - excellent Close to schools - yes Transport - 50m


was wondering if i could grab a few opinions

as per my other thread, i am getting early access toa property which part of the deal is that i need insurance naturally

ive done t online quotes and they range from 700 to 1100

however my good friend went trhough alliance for a proerty he bought recently and pays 340 pa for building with no contents

my property is a tad under 200k while his is 350k

what am i dloing wrong??

700 seems awfully expensive, ive put my excess higher to lower the premium but its still at 700

help would be apppreciated  

评论
There are so many factors that influence the price of insurance, including, but not limited to:
  • construction material
  • the type of locks on doors
  • if windows have locks
  • postcode
  • vacant or occupied
 

评论
Truly Exotic said: ↑
however my good friend went trhough alliance for a proerty he bought recently and pays 340 pa for building with no contents

my property is a tad under 200k while his is 350kClick to expand...
Have you seen the policy?

Can you scan that and post it here. I'd like to see that.  

评论
wobbycarly said: ↑
There are so many factors that influence the price of insurance, including, but not limited to:
  • construction material
  • the type of locks on doors
  • if windows have locks
  • postcode
  • vacant or occupied
Click to expand...
absolutely!, I asked what my friend's details are, and put it into online quotes, and was still getting well about $700-$800,
so I was like WTF! is going on

travelbug said: ↑
Have you seen the policy?

Can you scan that and post it here. I'd like to see that.Click to expand...
well, an interesting update, in the end I got quotes from 3 large companies and a few smaller ones, the cheapest I got was $685,

tried AAMI, tried them last as a few people said AAMI were dear, our family has a policy with them

and bang, got a price of $378 including 5-10% policy discount,

I dont know what happened with the other companies!  

评论
More likely than not your premium is going to be heavily influenced by the postcode of the area, rather than the material of the house itself.  

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