在新西兰
Guaranteed lifetime minimum income
What do you mean by guaranteed lifetime minimum income? Is there a minimum threshold that you must receive the income for?
Guaranteed lifetime minimum income is stable income that you will receive indefinitely for the rest of your life. For example, a government pension.
What evidence do I need to provide to demonstrate that my pension meets the guaranteed lifetime minimum income requirements?
You will need to provide confirmation from your respective home government that the pension you receive meets the guaranteed lifetime minimum annual income requirement of NZ$27,203. If your partner is also included in your application, confirmation of a joint guaranteed lifetime minimum income of at least NZ$39,890 per annum is required. Note that the pension must be paid indefinitely.
Settlement funds
Can funds and/or assets already in New Zealand be nominated as settlement funds?
Yes they can, provided the principal applicant can demonstrate ownership of the funds, that they were earned or acquired legally and that either they:
- originally have been transferred to New Zealand through the banking system, or a foreign exchange company that uses the banking system from the country or countries in which they were earned or acquired legally, or
- have been earned or acquired legally in New Zealand.
Is there any requirement on how settlement funds must be used once they have been transferred to New Zealand? For example, placed in a bank account, used to buy a house.
No, once settlement funds have been transferred to New Zealand, you can use them how you like. Ideally, they should be used to help you settle in New Zealand.
Can settlement funds be ‘gifted’ to the principal applicant?
Funds and/or assets which have been gifted to the principal applicant unconditionally and in accordance with local law are acceptable. To demonstrate that the funds and/or assets have been gifted lawfully, you could provide copies of legal documents such as a trust document where you are the benefactor of the trust, wills, or probates, etc. You will also need to provide evidence that your donor acquired those funds and/or assets legally.
If I nominate the value of my house as evidence of my settlement funds, can I borrow against the house and transfer those funds to New Zealand or do I have to sell it and transfer the proceeds through the banking system?
If you nominate your house as evidence of your settlement funds you must sell your house and transfer the proceeds to New Zealand. You cannot take a loan out against your house.
Why do I need to transfer my settlement funds through the banking system?
We need to ensure that the settlement funds you bring to New Zealand are the same funds that you nominated in your Expression of Interest and provided evidence of in your residence application.
What is the funds transfer process?
After your application is approved in principle you have 12 months to transfer your nominated settlement funds to New Zealand through the banking system or via a foreign exchange company that uses the banking system. If you have nominated an asset such as a house, you must sell the house and transfer the proceeds to New Zealand.
The following example illustrates the fund transfer process for someone who has used the value of their residential house as their nominated settlement funds. The evidence required is also included.
| Transfer process | Evidence required |
| Nominated asset: residential house | Title deed, rates demand |
| Valuation: NZ$650,000 | Valuation by registered valuer, not a real estate agent |
| Mortgage: NZ$150,000 | Bank documentation |
| House sold for NZ$650,000 | Sales and purchase agreement |
| Net value: NZ$500,000 | NZ$650,000 minus NZ$150,000 |
| Funds transfer from buyer to your solicitor’s trust account | Bank transfer documentation |
| Funds transfer from your solicitor’s trust agreement to your personal bank account | Bank transfer documentation |
| Funds transfer from your account to your New Zealand bank account via the international banking system | Telegraphic transfer receipt 评论 顶.....楼主的消息是哪里来的？ 照这样看那么从换汇公司的也可以啦.....是不是啊 评论 移民局有没有一个清单说那些foreign exchange company是被承认的？ 评论 那走地下钱庄的是不是也可以啊？急问，因为父母才从地下钱庄转了50万给我 评论 所有信息来自移民局网站。应该是最准确的。但目前官方只给了这么多信息。其他的就要看每个人的理解了。移民官和中介应该也是看这些资料。 至于地下钱庄，上面写道“a foreign exchange company that uses the banking system from the country or countries in which they were earned or acquired legally”。不清楚地下钱庄是否属于foreign exchange company that uses the banking system。但是有一点地下钱庄在新西兰合法，但是在中国好像不是。否则也不会叫“地下”钱庄了。 而且他还写道： Why do I need to transfer my settlement funds through the banking system? We need to ensure that the settlement funds you bring to New Zealand are the same funds that you nominated in your Expression of Interest and provided evidence of in your residence application. 地下钱庄好像是你把钱转到一个人的账户，然后在这边直接取钱。我自己的理解是这样并不能“ensure that the settlement funds you bring to New Zealand are the same funds that you nominated in your Expression of Interest“。或者如果你可以证明这一点并且说服移民官兴许也可以。 但是还是中国银行最安全了。随便找几个亲友的身份证就可以汇了。 评论 还有我的理解房租可以作为子女的收入，不能做为父母的lifetime收入。父母的lifetime收入只能是政府养老金。 You will need to provide confirmation from your respective home government that the pension you receive meets the guaranteed lifetime minimum annual income requirement of NZ$27,203. If your partner is also included in your application, confirmation of a joint guaranteed lifetime minimum income of at least NZ$39,890 per annum is required. Note that the pension must be paid indefinitely. 评论 灰常谢谢，看来我父母转我的那50万是不能用了，但是没关系，我就用工资担保了，有能力怎样都可以的 评论 看起来用子女工资担保最简单。用500k的话需要n多证明材料，材料越多，调查时间就越长。而父母的lifetime收入看起来就不适合中国人。 评论 你好，我刚刚担保我父母办了pr，昨天刚刚批下来。签证说是要担保5年的。 这种情况下我能马上在担保我老婆的父母办pr么？还是要等几年阿？我老婆没有收入。 如果可以的话有什么要求 评论 我父母有一栋商业房产在中国 年租金40万人民币。我已经问过移民局了，可以作为Guaranteed lifetime minimum income。 评论 对于新政策，同是移民局的不同工作人员也可能会有不同理解。只要没有写成文字公布都可能不准的。 移民局给的官方资料写到： Evidence of guaranteed minimum lifetime income includes: pensions that will be paid to the applicant(s) indefinitely, including during any time that they will be New Zealand residents or citizens; or other stable income paid to the applicant(s) indefinitely, including during any time that they will be New Zealand residents or citizens. An immigration officer may decline an application if they are not satisfied the applicant(s) income: is guaranteed; or is stable; or will be paid to the applicant(s) indefinitely. 建议你最好给移民局发邮件，拿到文字证据。以后如果你的CO说不行你可以找他理论。 评论 好的,我打的是call centre的电话，一个印度女人接的，很肯定得跟我说可以。我还问她因为我的租约是3年一个term的，这样可以算life time吗，她说可以，因为你是商业房产总要出租的，而且你商业房产的价值也在那里的。我觉得还是写email问一下得到书面的答复比较好，可是我找了半天没有找到移民局的email,你知道吗？ 评论 我也没找到，或许他就是不想让你拿到文字证据吧。 或者你可以试一下移民部长[email protected]， 他的回复说可以那么就100%可以。 评论 请问你说拿亲戚身份证汇过来，这样的话银行账单上不就显示的是亲属的名字而不是父母的，这样的话移民局会认可嘛？谢谢 评论 细节不清楚，只是听别人说的。或者让家人到中国银行打听打听。要么到外汇管理局申请也可以。 评论 谢谢啊，是说去外汇局申请就可以多汇嘛？ 评论 那公司的股份终身拥有的 可以作为终身收入吗？ 评论 国内打人民币，这边拿纽币的不叫汇钱，叫洗钱 评论 还是那句话，因为是新政策，只要没有文字正式发布的条文或者答疑，没有谁可以给出100%准确的答案。这里包括一些移民局的工作人员，因为他们跟我们一样都是看移民局网站上公布的文件。只是每个人理解不一样。不信你可以多打电话问几次，不同人可能给你不同的答案。刚开始就要看你碰到的CO了。有的CO可能认为可以，跟你的想法一样；有的CO可能认为不可以，认为公司可能破产，或者由于某些原因你把股份或房产卖掉了，而以后并无法保证你把得到的钱带到新西兰来。所以就看运气了。祝你好运。 或者给移民部长写信（[email protected]），相信不久就会发布你想要的答案。 评论 谢谢你的回复~~~ 评论 楼主知道如果同时担保夫妻双方父母移民，我们最低要有多少的家庭收入？我一直找这个信息，可以在网站上没找到。一方是去年递交的，不打算改T1了，另外一方打算今年递，按T1递。 评论 因为移民局根本就没有提过担保两个或以上家庭的条件。所以不同人的理解有差别。当你说你有同时担保两个家庭时很多人会马上想到费用会double；但即使不double，因为两个家庭为两份申请，单独看都不违反移民局目前所提的条件。所以我目前的理解是后者。但是如果你告诉了你的CO你资助了多份申请，而他的理解恰恰是double，你对他也没辙，最多事后上诉。 我猜这个应该是移民局的漏洞。移民局一直说8月份的是试选T1。我猜想就是移民局想看看大家都什么条件，有没有自己没有考虑到的地方。当11月左右有可能会发布更多的细则。 评论 请问LZ, 目前填EOI Form是不是不需要提供任何其他附件，只要把Form寄去移民局，然后准备好Fee就行了？连income evidence都不用吗？ 我看INZ1202 form上说：Do not send supporting documentation when submitting your EOI. Only include any additional sheets require to explain your answers to questions in the form. 这里指的addtional sheets具体是指什么呢？ 评论 你已经知道答案了：Do not send supporting documentation when submitting your EOI。 至于“Only include any additional sheets require to explain your answers to questions in the form。”我认为意思是你认为表格留给你的位置太小，不够你回答他的问题。再加一张白纸。 评论 问过移民局和中介说国内的退休金和租房还有股票分红都算的，但是再等等细则吧，最好有文字规章写出来比较靠谱 评论 如果父母有自己的房子在这，这房子一定要卖，换成现金然后再存去银行吗？还是证明一下这房子的价值就可以了？ 评论 Can settlement funds be ‘gifted’ to the principal applicant? ]4 Q1 M% N% M5 [ Funds and/or assets which have been gifted to the principal applicant unconditionally and in accordance with local law are acceptable. To demonstrate that the funds and/or assets have been gifted lawfully, you could provide copies of legal documents such as a trust document where you are the benefactor of the trust, wills, or probates, etc. You will also need to provide evidence that your donor acquired those funds and/or assets legally. 请问这个是什么意思？？ 评论 了解了~~~~谢谢 评论 我打电话给上海移民局的，里面的人给我的答案是父母在在国内房产的房租不算。 评论 我现在给家人递交T2的，是不是先交个eoi 表格1202就可以了？ 目前的政策t2要等多久，还有希望么？ 最后，我家人在国内，我在新西兰递交可以么？ 谢谢 留学签证咨询新西兰我有旅游签证，如果我在国内申请了学生签证后，在学生签证还没有批下的情况下，我可以先用旅游签证入境吗？ 评论 可以吧，只要有有效签证 评论 原则上可以 但海关可能被问 评论 ... 咨询一下关于换护照和申请新签时间卡在一起的新西兰各位大佬，咨询一下关于换护照和申请签证时间一起的问题 本人去年年底获得的2021-RV 所以last-re-enter是2024年的12月下旬, 但是我的签证也在2025年的2月中下旬过期。 当然按照移民局的想 ... 工作签转居民签一般需要多长时间新西兰请教一下各位前辈，有最近刚办理Job Search Visa转Resident Visa居民签证的吗？不知道移民局多久能处理好，得提前安排家人的行程以及租房等,谢谢大家 评论 疫情刚开始的时候，从提交到 ... 绿色清单移民的学历豁免问题请教，奥大master学新西兰请问一下，我的职位是263312，Telecommunications Network Engineer。 走绿色清单直接移民的话，这个职位要求里写的是如下要求。 请问我奥大的工程硕士学历（level 9）可以吗？ 如果不可以的话 ... 中国的QS学历, 能直接绿色清单申请pr吗新西兰朋友现在旅游签在nz, 挺喜欢这里的环境, 考虑有机会的话留下来 他是国内QS的本科学历, 符合green list要求吗, 还是说必须要求新西兰的QS学历? 评论 https://www.immigration.govt.nz/ ... en-list-occ ... 去读绿色清单上的level 6 土木工程专业新西兰现在去读绿色清单上的level 6 土木工程专业怎么样，给建议。 评论 可以的滴滴答答的的 评论 注意绿色清单上的土木是Professional engineer。 level 6 毕业时engineering technologist。 不一定满足条 ... civil engineering vs architecture新西兰帮亲戚小孩问的，这两在nz哪个更吃香？ 评论 都是给开发商打工的，干开发商吧 评论 差了一个或者多个等级，只要是ENGINEERING TITLE的，都不低，Arch听说最高才120K，CIVIL最高200K还多呢。 ... 成绩单怎么翻译新西兰一般国内的成绩单拿到这边去哪里可以翻译？奥克兰或者陶朗加都行，翻译需要多久？ 评论 Department of Internal Affairs 可以翻译，我很多年前在他们那里翻译的，忘了花了多长时间。 或者 ... 奥大挂几科期间内可以向学校申诉新西兰如题：奥大挂几科期间内可以向学校申诉？需要注意哪些问题？有以往同样情况的同学嘛 评论 直接问学生中心啊亲 评论 申诉什么？申诉你作业写的不好不怪你怪老师吗？ 评论 加微信 ... 雅思考试考点新西兰请问有人在IDP这个考点考过雅思吗？这个考点咋样？口语考官给分如何？其他考点有无推荐？ 评论 IDP考过，坎大考点也考过，没感觉给分有什么区别。几次口语都是7.5，很稳定 打铁还 ... 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