Bank of Melbourne 信息如下：
$1500 Refinance Cashback Campaign Extended
The current $1500 Refinance Cashback offer for Owner Occupiers and Investors has been extended. Loan applications must be received by Saturday 31 December 2016 and settle on or before Tuesday 28 February 2017 to be eligible for the $1500 cashback offer.
简单翻译：转贷自住投资都可，12月31号前申请，settle日期必须是2月28号前，给1500 cash back
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请问Westpac 有吗
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新买房可以嘛
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没有
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不行，只能转贷，而且自住房转贷的话必须是本息一起还的方式才有$1500
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利息怎么样
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想要拿到现金返还没那么简单呢，条件还蛮多的：
Eligibility适用范围：
1. Available on applications from 1 August 2016 to 31 December 2016. Must settle by 28 February 2017.
Cashback offer for refinances only. 明年2月28号前交房。
2.Available for Owner Occupier (principal & interest repayments only) and Residential Investment home loans. 只有自住房（本息一起还款）或者投资房（本息或者只还利息都可以），注意！！自住房只还利息不能享受！
3.Home loans under Advantage Package only. 只有是Package产品可以享受现金返还，意味着要交年费395刀。
4.The loan amount on the single home loan application for refinances must be $250,000 or more.贷款金额要多于25万。
5.One cashback per loan application, paid to the main applicant (Applicant 1) during the campaign period only. (Multiple applications submitted by the same main applicant are not eligible for this offer). 这个不多说多个人一起贷款只有一个贷款人可以拿。
6.Applicants must have a St.George/Bank of Melbourne transaction account linked to the home loan at the time of settlement.
Applicants’ home loan repayments must be direct debited from this St.George/BOM transaction account.
The linked St.George/BOM transaction account must be kept open for at least 60 days after settlement to be eligible for the cashback. 必须有BOM/St George交易账户，贷款必须从交易账户直接扣款（注意不能从其他银行卡上扣款）。
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Westpac转bank of melbourne就没有这个$1500的reimbursement
因为是一个集团的...
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我已经是bom客户，refinance 有这个cash back吗？利率能拿到多少？
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买新房NAB有
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转去NAB或CBA
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Bank of Melbourne 的利率最近很糟糕。
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这两家能拿多少利率？50w，p&i，自住
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NAB 好些，3.99-3.85%
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