车保险杠被石头崩裂了，侧门也有树枝刮痕。这种越野造成的能走保险吗？
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可以啊 付钱就行
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excess？
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是啊
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并且来年的保费也要增加
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跟自己撞树的case一样吧，自己出excess修
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前保险杠的话直接换个bull bar 吧，和修价钱差不多了。如果是G63，RR…那还是报保险吧
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cover off-road 的保险公司没几家吧
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你要看你的保险公司的terms and condition。一般来说不会保。这时候你就需要找一个路边的石头，把车停旁边，拍照告诉保险公司自己撞石头上了。如果你直接给保险公司说off road的话可能拒保。这就好比我买个小跑在赛道上撞了保险不管一个道理
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楼上说的对，我的保险（NRMA全险）条款就写了，track不保。
We don’t provide cover if any of these applied when the incident happened:
the driver of your vehicle or a passenger was being wilful or reckless
your vehicle or anything it was towing:
– was in an unsafe condition
– was being towed illegally
– exceeded the number of passengers or load limits recommended by your
vehicle’s manufacturer
your vehicle was being used:
– for illegal purposes or in an illegal manner
– to illegally carry or store explosives, flammable or combustible substances
and liquids
– in a race, rally, trial, test or contest, or
– in a track day, drive day or similar organised event
your vehicle was left with a commercial dealer so they could sell it for you.
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给钱什么都给保
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我知道赛道不保啊（不然某韩国车的卖点从哪儿找去？）。我只问off road.
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