90w的贷款,贷款broker说如果0.5成首付要3w的insurance,靠谱吗?
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你不觉得买insurance很不合算么？
不如晚点买，或者找人借几个月钱
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http://www.homeloanexperts.com. ... /lmi-premium-rates/
LVR Up to $300K $300,001 – $500K $500,001 – $600K $600,001 – $750K $750,001 – $1M
80.01 – 81% 0.475% 0.568% 0.904% 0.904% 0.913%
81.01 – 82% 0.485% 0.568% 0.904% 0.904% 0.913%
82.01 – 83% 0.596% 0.699% 0.932% 1.090% 1.109%
83.01 – 84% 0.662% 0.829% 0.960% 1.090% 1.146%
84.01 – 85% 0.727% 0.969% 1.165% 1.333% 1.407%
85.01 – 86% 0.876% 1.081% 1.258% 1.407% 1.463%
86.01 – 87% 0.932% 1.146% 1.407% 1.631% 1.733%
87.01 – 88% 1.062% 1.305% 1.463% 1.631% 1.752%
88.01 – 89% 1.295% 1.621% 1.948% 2.218% 2.395%
89.01 – 90% 1.463% 1.873% 2.180% 2.367% 2.516%
90.01 – 91% 2.013% 2.618% 3.513% 3.783% 3.820%
91.01 – 92% 2.013% 2.674% 3.569% 3.867% 3.932%
92.01 – 93% 2.330% 3.028% 3.802% 4.081% 4.156%
93.01 – 94% 2.376% 3.028% 3.802% 4.286% 4.324%
94.01 – 95% 2.609% 3.345% 3.998% 4.613% 4.603%
差不多, Broker的钱是银行来付的, 所以不会骗你
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是的,所以上来问问
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OK
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差不多，而且95%银行的审核会非常紧，而且大部分公寓也做不到那么高的借贷比例，首次置业的话有机会可以让政府掏保险费，可以了解一下FHLDS
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