大多数接近60岁的澳大利亚人的退休金不足以舒适地退休，因为唐纳德·特朗普的贸易战袭击了股票市场并减少了退休储蓄。
SuperRatings executive director Kirby Rappell said Trump's tariffs had eroded super balances, making those people approaching retirement short of the funds they had expected.
'The volatility's back, that is causing anxiety for people,' he told Daily Mail Australia.
'确实使人们担心退休的外观。'
多少超级足以退休？
The oldest Generation X workers, turning 60 this year, can access their superannuation and would need $453,000 for a comfortable retirement - based on going on an overseas holiday every seven years.
But men aged 55 to 59 only have $301,922 on average, compared with $228,259 for women,显示的澳大利亚退休金协会显示。
为什么共享市场波动是一个问题？
共享市场波动率特别关心的是那些想要退休并在67岁以上的年龄退休金之前退休并靠超级养活的人。
The oldest Generation X workers, turning 60 this year, can access their superannuation and would need $453,000 for a comfortable retirement
While superannuation balances have自从特朗普宣布对互惠关税的90天停顿以来，反弹了，以增长为导向的退休储蓄通常仍低于2月份股票市场达到顶峰的情况。
'现实是将会有更多的起伏。
在我这个年龄的超级帐户中应该有多少？
Those turning 50 this year need $281,000 in super but those in their late forties are falling short, with average super balances of $180,958 for men and $136,667 for women.
Millennials turning 40 need $156,000 but men in their late thirties only typically had $ 90,822，而女性为71,686美元。
67岁 - 当某人可以获得年龄养老金时 - 建议他们节省595,000美元的退休金。
Young Aussies aged 30 should have $86,000 in their super account to retire comfortably
阅读更多
albo的超级变化对您可能意味着什么：它将如何工作，何时发生
尽管最近对股票市场发生了动荡，但Rappell表示，与较高的保守，固定收入的投资相比，以更高的股份接触增长的超级产品更有可能带来更高的回报他说，ds。
''不可能到达您想要退休的地方，只是拿走现金。”他说。
您如何生活？
，澳大利亚人可以拖延他们的超级或一次性款项以还清抵押贷款或未偿还的个人贷款。
From 67, super can be combined with the age pension.
'If you have got enough super, you should talk to your fund to understand how they can let you take out the money in chunks so you can get a couple of hundred bucks a week on top of your pension,' Mr Rappell said.
在超级累积阶段的超级，工人对收入的15％税收税。
，但是在有人年满60岁并停止工作之后，他们的超级收入是免税的，可节省高达190万美元。
舒适的退休35: $93,000
40: $156,000
45: $213,000
50: $281,000
55: $ 361,000
60：$ 453,000
65：$ 549,000
<！<！ - - ad：ad： https://mads.dailymail.co.uk/v8/au/news/news/none/article/mpu_factbox.html?id=mpu_factbox_1-->广告'>'>'>'>'>'在某个时候，他们仍然可以从他们的收入中掌握，并且在他们的范围内，并保留超级超级超级及其超级超级的范围。收入，Rappell先生说。
'您不必把钱拿出来，把钱放在床下；您实际上可以从浏览投资市场中受益。
强制性雇主超级贡献在7月1日上升到12％，高于现在的11.5％。
您如何充实您的超级超级？
想要以15％的优惠率征税的个人，以征税的收入税率低于18,200美元以上的收入的边际税率。
澳洲中文论坛热点
- 悉尼部份城铁将封闭一年，华人区受影响！只能乘巴士（组图）
- 据《逐日电讯报》报导，从明年年中开始，因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
- 联邦政客们具有多少房产？
- 据本月早些时分报导，绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联