澳洲2013 澳洲平均家庭资产 87.2W, 中间值40-50W

在澳大利亚个人理财




来自于finance review

http://www.afr.com/p/household_w ... 7Djyg8bGtQTWGpyMwVP

Household wealth hits new record

Average household wealth rose to a record $872,000 in 2013, driven by surging house prices, rising equity markets and an entrenched savings culture, according to Canberra-based consultants Outlook Economics.

It says average household wealth rose $50,000, or 6 per cent, at current market prices over the year and about $29,000, or 3.6 per cent, in inflation-adjusted constant price terms.

Outlook Economics director Peter Downes said 2013 had been a “pretty strong year” for the growth of household wealth.

“If you look over the last 10 years since the mining boom began, almost two trillion dollars has been added to household wealth in constant price terms,” Mr Downes told The Australian Financial Review.

The Outlook Economics figures show that following a 15-month period between December 2007 and March 2009, when the financial crisis sparked a steep 18 per cent decline in household wealth, household balance sheets have been steadily rising.

Forecasts are for household wealth to reach $919,000 by the end of 2014 and top $1 million by March 2017 should current market conditions prevail.

Mr Downes said a 7 per cent rise in the housing market over the year, adjusted to reflect the mix of capital city and regional housing performance, had contributed to rising household wealth; the family home makes up the bulk of household wealth.

Full 2013 calendar year figures from RP Data-Rismark released on Thursday revealed the housing market ended the year up 9.8 per cent, with a median dwelling price of $540,000. It was the fastest annual rate of growth since August 2010 and the largest calendar year increase in values since 2009.

Households also benefited from a rising equities markets which boosted superannuation funds. The S&P/ASX 200 surged 15.1 per cent in 2013 with superannuation funds expected to record their strongest performance for at least 13 years, according to a preliminary estimate from research firm SuperRatings

The third factor in rising wealth was the continued propensity for Australians to save and reduce their debt said Mr Downes.

“A quarter of private income has been saved since the onset of the GFC,” he said.

Mr Downes highlighted that these were average figures which factored in the wealth of mining billionaires like Gina Rinehart and Andrew Forrest.

“Not every household is worth $872,000,” he said.

“If you took the median figure, it would be much lower, around $400,000 or $500,000. The distribution of wealth – the divide between rich and poor – has become much greater.”



评论
那是银行的吧

评论
有这么多吗?

评论
汗颜

评论
中等以下

还需努力

评论
贷款也算吗?

评论
好高

评论
平均 资产87万, median资产四五十万. 我的资产...汗颜,都不说了,远远低阿,拖了大后退了. 不过如果澳洲人所有的东西都搁在那里了,我有信心可以赶上. 咱们中国人的灰色收入是很多的, ATO不知道的还多的是.哈哈.

评论
实在是抱歉了. 给大家拖后腿了.
澳洲中文论坛热点
悉尼部份城铁将封闭一年,华人区受影响!只能乘巴士(组图)
据《逐日电讯报》报导,从明年年中开始,因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
联邦政客们具有多少房产?
据本月早些时分报导,绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联

个人理财

个人理财

helpless super

澳大利亚澳洲养老金管理就是一坨屎,我用的是号称全澳最好TOP2的,已登录进去告诉你FTD收益永远是10%以上,其实点进去一看都是胡扯,仔细看看1M, 3M基本都是1%左右,up to update的收益也不对, ...

个人理财

养老金里的保险

澳大利亚想请教一下 养老金里的死亡保险,重疾保险值得买吗? 不懂这有什么用,平时的工作也不是危险工作,如果是工作时间外出了意外,也能保吗? 谢谢 评论 同问 评论 不值 评论 工种会 ...

个人理财

请问,往Ubank转钱

澳大利亚转入银行显示的是 cuscal operations No3,不是Ubank。 评论 钱是可以正常到帐的。 评论 我ubank用了整整一年 挺好的都没碰上大家遇到的那些账号变化问题 评论 对,我也见过识别为Cuscal,可能 ...

个人理财

6月1号后,币安在澳洲就算是废了?

澳大利亚收到邮件,说6月1号之后币安在澳洲就不能再用澳元交易。 大佬请扫扫盲,我们小韭菜要在61之前清仓跑路吗? 评论 登录上去发现几年前买的币没了? 评论 不是不能交易 只是不能用 ...

个人理财

申请中国的信用卡

澳大利亚请问现在有哪些中国的信用卡还可以申请?而且不用本人当面激活的? 我本人在澳洲 谢谢啦 评论 除非你现在有某个银行的信用卡 再申请一个别的 第一次激活都是需要本人去柜台的 评 ...

个人理财

应该买UNIT 投资还是往养老金里加钱?

澳大利亚买投资房的话也只能买的起UNIT (悉尼)。 评论 养老金吧 评论 想办法买TOWNHOSE, 你如果有钱可以买UNIT,就可以想办法买HOUSE 评论 能买的起的HOUSE 都离市区很远,上班不方便。 评论 说到 ...

个人理财

真相了,谁在推高澳洲房价

澳大利亚最大买家是英国人,然后美国人,然后新加坡人, 然后中国大陆,然后西班牙,加拿大,香港,所以“大量香港人”依旧是个传说 中国买家更倾向于墨尔本 高净值潜在买家(3000万美刀 ...

个人理财

买出投资房时候的折旧问题

澳大利亚请问大家一个问题,如果投资房卖了,以前Claim的depreciation, 是不是都要减掉, 还是只减去DIV 43 capital work, Div 40 plant equipment 不用减? 评论 只减去DIV 43 capital work 评论 请问卖公寓能减去deprec ...

个人理财

赠机场贵宾室的信用卡

澳大利亚出差比较多,想要一张附带机场贵宾室的信用卡,累计换积分多一点的年卡,年费稍稍高一点也没关系。有什么推荐,多谢! 评论 要看你去哪里,不是所有机场都有你的卡能进的贵宾室 ...

个人理财

Ubank升级新系统有奖励?

澳大利亚老Ubank账号终于轮到要upgrade到新Ubank了,用新app没多久,就有一笔进账三百多刀,注明是 Direct credit for **** opening transfer。 这是升级用户的奖励吗?之前看邮件没注意有这个,请问有没人 ...

个人理财

HSBC这样的烂银行真不知怎么混下去的

澳大利亚本来我都不稀得说,当时冲着它广告宣传2% rebate才办的它家卡,这个费劲啊,电话打了一天,不然就要预约去门店id identify,后来又弄这个网银,费死劲了 ,总算是办好 拿到卡后加入 ...

个人理财

NetBank Saver

澳大利亚Cba 的 NetBank Saver 每兩三個月就要重新申請才有bonus interest. 但每次申請就會多一個新account。 想請問是否操作有問題 或是有方法可以直接在將舊有saving account 利率更新的方法 先謝謝大家 ...

个人理财

Judo bank安全吗

澳大利亚看他大额利息比较高,想问一下,要是不行就去westpac了 评论 非常不安全,做的全是超超高风险业务,上上个财年还是亏损的。 银行业想要打破现有的格局,根本不可能。 评论 上个财 ...

个人理财

KFC都顶不住通胀,偷偷涨了8%!

澳大利亚可见其他生活必需品涨幅有多夸张 评论 KFC有的产品涨了15% 评论 mc也涨了。没有不涨的。 评论 不健康的食品不吃也就不吃了吧 评论 便宜 快 质量大差不差 两大两小去吃三碗面要50往上 ...