The average Aussie can no longer afford the typical big city house they could seven years ago after property price rises soared at triple the pace of wages.
Record-low interest rates during Covid followed by record-high immigration levels have caused house prices to climb by double-digit figures in some years.
自2018年以来的价格上涨了56％，但在布里斯班，房屋价值飙升了86％，几乎翻了一番。
相比，总的工资增加了18.6％的价格Finder personal finance expert Sarah Megginson said entry level prices were only likely to keep soaring, despite the high levels of mortgage stress.
'Demand – especially in affordable markets – is expected to surge, which could potentially push entry-level prices even higher and squeeze first home buyers further,' she said.
Back in 2018, Australia's middle home price covering houses and units stood at $532,327, CoreLogic data showed.
With a 20 per cent deposit, the average, full-time worker earning $83,486 was at a pinch able to get a loan and borrow five times their salary before tax.
An average worker was able to afford a house in 2018 but now can't因为澳大利亚的房价上涨已经飙升了三倍的工资速度（如图所示，是悉尼的商人）
七年后，澳大利亚的中位数房价现在为831,288美元。
Someone earning the new average, full-time salary of $102,742 with the equivalent deposit would now have to borrow 6.5 times their income - putting them in the severe mortgage stress territory.
The banks are reluctant to lend a prospective borrower more than five times their pay, with the Reserve Bank's two rate到目前为止，在2025年的削减几乎没有消除2022年和2023年的13个增加。
3.85％的现金利率是自2023年6月以来最低的，但与同期纪录低的0.1％相比仍然是远距离的。
较低的利率增加了借贷能力，但他们也提高了房价。
房价上涨最多？
澳大利亚最昂贵的房地产市场，其海外移民流入最多，自2018年中以来，其中点房屋价格上涨了49％，价格从998,270美元上涨至14.86亿美元。
，但在布里斯班，房价从538,693美元飙升至85.7％，到一个大量在州际迁移的城市中，房价高达100万美元以上。
Record-low interest rates during Covid followed by record-high immigration levels caused house prices to climb by double-digit figures during some years (pictured is a Sydney拍卖）
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阿德莱德房屋价格几乎翻了一番，从465,992美元到882,157美元飙升至89.3％。
<然而，p class =“ mol-para-with-font”>墨尔本是其他主要首都市场的例外，其中点房价从813,064美元攀升至939,965美元至939,965美元。
这是一个巨大的大型城市的价格，这是一个巨大的房子价格。
如果我单身怎么办？
Single Australians earning the average wage were able to buy the median-priced house in most capital cities, except Sydney and Melbourne, less than a decade ago.
But that's dramatically changed with only working couples now having a chance in most capital city markets.
一个发现者分析显示，南澳大利亚州自2017年以来的下降最大，从拥有85％的郊区负担得起的单身郊区到19％。 src =“ https://i.dailymail.co.uk/1s/2025/206/20/20/99559073-14830617-image-image-image-a-56_1750404010983333.jpg” jpg“高度=” 441“ width =” 634“ 634”澳大利亚人的资金级，不到十年前的城市，除了悉尼和墨尔本以外，“ class =” class =“ blkborder img-share” style =“ max-width：100％“加载=“ lazy” />
单身澳大利亚人赚取平均工资能够在大多数资本城市（Sydney和sydney，sydney and per p> per）< /syde < /syd per a p> < /syde < /syd per a p> < /syde < /per a in a p> Class =“ Mol-Para-with-font”>西澳大利亚州的比例已从67％下降到17％。尽管墨尔本的价格增长疲软，但从40％降至11％。
'>'第一个购房者都不期望成为他们的第一个房屋，甚至不再是现实的，甚至是现实的人，甚至不再是现实的，否则既不是现实的，否则就可以在现实中脱颖而出。价格标签
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