在墨尔本和悉尼的
现在在邮政编码清单中占据主导欠款在维多利亚州，新南威尔士州有四个。其中包括相对负担得起的抵押贷款口袋，例如维多利亚的Craigieburn，Caroline Springs，Narre Warren，Narre Warren，Pakenham和Melton South，加上Sydney's Blacktown，Liverpool和Campbelltown。
Queensland在最新的S＆P Global pert post of the Post in the Plobal post in the Post post 五年前的时间，西澳大利亚州的七个郊区是最糟糕的10个郊区之一，来自新南威尔士州，昆士兰州和北领地，没有一个来自维多利亚州的郊区。 The Reserve Bank of Australia, in its most recent Financial Stability Review issued in April, said the share of mortgagors falling behind on their loan repayments rose in every state and territory over recent years, from low levels in 2022. The earlier higher arrears performance in WA was a byproduct of the “post-mining boom legacy” and the way it affected property markets, said S&P director Erin Kitson. “Because property在开采繁荣之后，很长一段时间以来，借款人无法自愿出售财产，以使其摆脱较长的拖欠，从而使他们保持较长的欠款。 近年来，西澳房地产市场上的强劲增长与近年来，近年来，在西澳大利亚州的其他地区和更强大的经济相比， 在西澳大利亚州的欠款和强劲的经济相比， 在2023年中大约在2023年中期开始欠款。 data-testid =“ image”> <图片class =“”> Housing values in WA have risen a little over 80 per cent in five years, according to Cotality.Credit: Getty Images Tim Lawless, head of research at Cotality (formerly CoreLogic), said the WA market had五年来，住房价值增长了80％以上。 在2020年3月的标准普尔前十名榜单中，以及新南威尔士州距悉尼超过200公里的新南威尔士州阿普列特里镇（Appletree Flat）中， 没有维多利亚时代的邮政编码3.9％。M The Melbourne CBD是表现最差的郊区，到3月的还款。 超过2％以上的房主在3月的几个郊区的还款中落后。 。 class =“ _ 72JXS _0SAJQ msnnk wnq-j” data-testid =“ image”> Craigieburn topped S&P’s list, with 3.10 per cent of home owners behind on their mortgage repayments.Credit: Luis Enrique Ascui “This is often where, particularly younger households need to move她说，这意味着这些领域的收入水平通常会更加伸展，使家庭对高利率更加脆弱和敏感。部分地反映了一个事实，即“维多利亚州的借款人比其他州拥有更大的贷款规模和更小的现金缓冲”。 维多利亚在3月份保留了该国最高债务的最高款项，达到1.17％，随后是新南威尔士州，其股价为1.07％。 在同一时期，欠款的欠款为0.86％。但是，在削减利率的背景下，欠款水平的变化可能会出现，相对较低的失业率和通货膨胀率放缓。 The Reserve Bank’s next interest rates decision is on Tuesday. There was the potential for arrears to reduce nationwide, but at different rates depending on local factors, said Kitson. Cotality’s Lawless said that while any fall in arrears rates would take time to appear in data, he “wouldn’t be surprised if we’re probably either approaching, or at the peak of arrears rates”. In its April report, the RBA表示：“贷款欠款在所有州均稳定下来，除了维多利亚州外，还是低于流行前的水平。”