澳洲同性伴侣房贷数量不断增加

在澳大利亚澳洲新闻



澳大利亚人房屋贷款公司（Aussie Home Loans）的研究表明，同性伴侣的房贷数量不断增加，女性伴侣更有可能联合起来买房。

调查显示，18财年55％的同性共同住房贷款是女性 - 高于2014财年的50％。此外，大约一半的同性联合贷款是已婚或事实婚姻（男性占59％，女性占45％）。

房贷也有性别差

数据发现，女性住房贷款平均比男性房贷贷款晚三年还清。女性平均需要41年还清房贷，男性则是38年。

男性的房贷额一般更高，男性联合贷款平均为337,182澳元，而女性联合贷款平均为316,405澳元。

Aussie Home Loans的首席执行官James Symond表示，“不幸的是，房屋贷款中男女之间存在明显的性别差距，我认为，根源在于始终难以消除的男女收入差。”

“我们的数据显示，单身男性客户的平均个人收入比单身女性高出17％，而男同比女同客户则高出12％。

Symond先生说：“显著的收入性别差是延迟女性进入房产市场的根本原因。”

男同联合投资贷款比例更高，而女同联合贷款主要是固定利息贷款。

研究发现，墨尔本和悉尼的内西区最受同性伴侣青睐。

“墨尔本的Yarraville，Craigieburn和Brunswick是澳大利亚女同房贷最多的区，而悉尼的Redfern，Surry Hills和Newtown则男同房贷最多。”





https://www.ratecity.com.au/home ... /sex-mortgages-rise

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FINANCIAL WELLBEING OF LGBTQI AUSTRALIA

• 74 per cent of LGBTQI Australians feel as though there are only some communities they would live in

• LGBTQI Australians are 28 per cent less likely to be home owner-occupiers than hetero Australians (42 per cent versus 59 per cent)

• Instead, they are 31 per cent more likely than their hetero counterparts to be renting (43 per cent versus 33 per cent)

• The average property value for an LGBTQI Australian is 15 per cent higher than a hetero Australian

• The average mortgage carried by an LGBTQI owner-occupier was 41 per cent higher than for other Australians

• The annual household income is 25 per cent or $22,389 higher for an LGBTQI household

• 32 per cent of LGBTQI Australians agree they earn more money and are richer than other Australians due to fewer family responsibilities

• 85 per cent of LGBTQI Australians believe financial products are designed for couples in traditional heterosexual relationships, with 70 per cent of hetero Australians agreeing

• 29 per cent of LGBTQI Australians have faced discrimination when dealing with a financial institution in Australia

• 56 per cent of transgender Australians have faced discrimination from financial institutions

• 90 per cent of transgender Australians are worried about being able to financially provide for themselves and their family

• 69 per cent of LGBTQI Australians believe they require a unique approach to ensure a level playing field with other Australians

Source: St George

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据说同性恋都很有钱都买好区

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我还琢磨什么是同性贷款，难道钞票还分同性异性

是不是“同性伴侣贷款数量增加”比较好？

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可以再细分一下贷款房屋的性质...
很多没有后续支出,两个人上班.支付能力和抗压能力都会很好.
很有可能是好的区域,外带不大的面积比较畅销

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三十多万的贷款两个人还40年？
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