沙发
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前排火前留名
顺便加息是大趋势啊。。。
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今天高产阿
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给个 official link把
http://www.theage.com.au/busines ... 0170421-gvpcsl.html
CBA raises interest rates on investor and interest-only loans
Georgia Wilkins
Georgia Wilkins
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763 reading now
Australia's biggest bank has hiked fixed interest rates on investor and interest-only home loans.
The Commonwealth Bank said the move was to ensure it "continue[d] to meet our regulatory requirements".
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LINK
http://www.theage.com.au/busines ... 0170421-gvpcsl.html
The Commonwealth Bank has hiked fixed rates for investor and interest-only loans.
The Commonwealth Bank has hiked fixed rates for investor and interest-only loans. Photo: Louie Douvis
Fixed rates on interest-only loans will rise by 25 basis points, while investor home loans that are principal and interest will rise by 25 basis points. Investor loans that are interest only will rise by between 25 and 50 basis points.
The changes are effective immediately.
The big four banks have been lifting rates on investor and interest-only loans after the Australian Prudential Regulation Authority moved to tighten lending in those areas amid concerns about heightened risk in the housing market.
The regulator wrote to all banks last month, outlining new requirements for banks to reduce interest-only lending to 30 per cent of total mortgage lending. Currently the banks sit at around 40 per cent.
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The Australian Securities and Investments Commission is also conducting surveillance in the interest-only lending sector to identify lenders and mortgage brokers who are recommending high numbers of more expensive interest-only loans.
Interest-only lending allows borrowers to pay back only the interest on a loan over a period of time, usually up to five years. They are considered higher risk because the repayments rise sharply once the interest-only period ends.
CBA said home loan customers who already had a fixed rate loan with the bank would not be affected by the changes.
"Home buyers looking to make principal and interest repayments and live in their property are not affected," a spokesperson said.
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看看你房东是不是找CBA贷的款，要不要加你房租
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安利鬼话这个词好
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房租涨幅5年最快到让你焦虑
http://domain.com.au/news/sydney-rents-rise-at-fastest-rate-since-2011-in-worrying-trend-20170419-gvo921/
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为什么你的言语充满了戾气？
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哎呀 才0.5%，大妈等着上去5%也是不卖
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Interest only的都是投资客，就是cost多了，ng更多了，退税更多了
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楼主厉害！
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房租要涨
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我今年想买房，但我的钱刚刚够。如果听楼主的，万一楼主猜错了，那我明年就买不起了，或许以后永远都买不起了，或者有可能今年可以买3房的，明年只能买两房的，后年只能买一房的，怎么办？你说我今年该买还是不该买？
如果我今年买了，万一楼主说对了，房价下跌，依照上一次经济危机跌10%好不好，再说严重点，跌15%，20%，我也愿意，因为我最起码有房了。即是说，跌价的风险代价远远低于永远买不起的风险代价。道理就是这么简单。
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good
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自住和投资是两回事啊。
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其实一样，今年不买投资房，明年就买不到投资房了，或许永远都买不起投资房了。
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前奏好。。好。。好。。好。。长啊～～～
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反正就是买买买。赞一个。
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楼主树敌太多了吧！
但可能是皇帝新装中的小男孩。
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楼主每天给自己哼丧歌
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楼主为什么不安静的等崩盘 然候幸灾乐祸
而在这里提醒人们不要买房子呢?
因为楼主是个大好人 在普渡众生
楼主的道德标准一般人达不到的。
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我只关心其他三大会不会跟进
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虽然不是很赞成楼主的观点，不过升息真的对我这样看房子的人有影响。
贷款能力估计又被下调了，妈的。
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内容偷工减料，打回重写！
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靠，又涨。看来得转贷了，不过我一堆amex卡积分咋办？是不是得全兑换了，在转之前？麻烦。。。
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好像之前都加过了
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