新单位给一个表要选择养老金的CONTRIBUTION,内容如下：
As a benefit of employment with XXX, we offer members in the default fund an incentive to contribute to superannuation, whereby the company will contribute an additional 5% super for employees who contribute 4% (after-tax) or 4.71%(pre-tax)
towards their retirement savings.
4.71% pre-tax contribution allows for 15% tax to be deducted from you pre-taxed contribution.
Additional Voluntary contribution
You are not limited to contributing 4% (after tax) or 4.71% (pre-tax) to superannuation. You can make additional contributions from after-tax salary of from before-tax salary(salary sacrifice).
If you wish to nominate a different contribution level, please complete the section below. Please ensure the figures listed below are inclusive of the 4%(pre-tax) or 4.71%(salary sacrifice) contribution level reqired to be eligible for the additional employer contribution.
评论
是不是就是说如果多交4%（税后）或者4.71%（税前）的养老金，单位就会帮你多交5%？
那税前和税后选哪一个好呢？
至于那个ADDITIONAL,目前不想选，因为要还贷款。
请指点。
评论
选4.71，操作简单嘛。反正数字都是一样得
评论
是不是收入高的选择税前好啊，才扣15%的税？
评论
应该是有道理。
可以参考这个帖子：http://www..com.au/bbs/f ... table&tid=90885
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