澳洲买投资房不出租用做第二收入的办公地,利息可

在澳大利亚税务





自己已经有了自住房,想买一个投资房,贷款利息负扣税。但是听说没有租金收入也就不能利息负扣税?是不是有这么一说?
还有就是,如果买了投资房,虽然继续在自住房居住,但是在投资房里办公,比如做代购仓库,办公室等,第二收入直接来源于在投资房里办公。那么自己的ABN可以向自己付租金(市场价)吗?如果不能负扣税,一方面交大额的利息,另一方面第二收入也无法合理避税。请问怎么处理呢,有什么合法的避税方式?


http://www.yourinvestmentproper ... y-house-227529.aspx

比如说这个
If owners try to claim rental losses when no revenue is coming in, Barbara warns that ATO will place them on their watch list. “[ATO] will start putting in the query to do an audit,” he said. “They'll look at whether it's a genuine investment purchase. [Hence] you have to demonstrate…that it is being put out for business.”
购买投资房的收入,可以是自己用市场租金的价格租给自己吗?

He cited how some of his clients in northern Queensland were unable to find renters for their older properties because a massive new development next door was attracting the tenants. Though the property remained vacant, the owners were still able to negatively gear that property. “The concept is that you are in the business to make a profit out of rental,” he said.
这个说明,如果能向ATO证明投资房开放出租,但是找不到租客,那么可以负扣税。
我的问题是,自己的投资房,可以租给自己吗?

评论
可以的 就是自己公司跟自己签租约合同呗 一样是租出去的意思 只是租给了自己罢了

评论
感觉这种情况及其复杂,而且100%是会被ATO审计,这些我都不担心。
只是想问问,可以不可以这么操作?最后能否达到Negative Gearing的效果?

评论
自己给自己公司来个租约,租金每月要提现在账面上,公司可以抵开销,自己可以负扣税

评论
如果是公司,就做一个简单租约,房东是你本人,租客是公司。如果是个人ABN做生意,你就是生意,生意就是你,是不存在你租自己的房子给自己一说的。ABN收入在business里面报税,而如果投资房出租给外人,就在rent里面报税,如果投资房真实用于生意,投资房的支出就在business里面扣。这样说清楚吗?不清楚私我

评论
这种小九九的公司 很容易上ATO清单 不如多花点时间去开源吧


评论

是个人ABN做生意,因为不到GST的额度,来往也简单,所以暂时没有成立Pty Ltd公司。
投资房的确是用于生意,购买投资房需要提供ABN吗?还是个人名字就够了?怎样证明投资房是真真确确用于生意呢?因为我有向这么做,也想准备好面对ATO的审计,所以问的详细些。谢谢。


评论
你以前报税不请会计吗?这个应该问会计啊

评论

还没有发生的事,以前没有涉及到这些。

评论
Don't think you can do this. Ato will  call you soon

评论


网上的确说不可以,但是又说成立Trust再租给公司也许可以。总之可能到最后是得不偿失。

评论
花點小時間開源吧,好過以後花更多的時間自己找自己麻煩。

评论

专业的事找专业的人做啦

评论
active asset, small business, if you are doing the business and hold this property over 15 years, you don't need pay CGT, if under 15 years, you will get 75% discount for the CGT

评论

link?

评论

Small business CGT concessions

In addition to the capital gains tax (CGT) exemptions and rollovers available more widely, there are four concessions that allow you to disregard or defer some or all of a capital gain from an active asset used in a small business:
•15-year exemption – If your business has continuously owned an active asset for 15 years and you're aged 55 or over and are retiring or permanently incapacitated, you won’t have an assessable capital gain when you sell the asset.
•50% active asset reduction – You can reduce the capital gain on an active asset by 50% (in addition to the 50% CGT discount if you've owned it for 12 months or more).
•Retirement exemption – Capital gains from the sale of active assets are exempt up to a lifetime limit of $500,000. If you're under 55, the exempt amount must be paid into a complying super fund or a retirement savings account.
•Rollover – If you sell an active asset, you can defer all or part of a capital gain for two years, or longer if you acquire a replacement asset or incur expenditure on making capital improvements to an existing asset.

These concessions are available when you dispose of an active asset and any of the following apply:
•you're a small business with an aggregated annual turnover of less than $2 million
•your asset was used in a closely connected small business
•you have net assets of no more than $6 million (excluding personal use assets such as your home, to the extent that it has not been used to produce income).


评论

http://www.ato.gov.au/general/c ... all-business-cgt...


评论

•your asset was used in a closely connected small business

评论

What is the definition of active asset?

评论

Link doesn't work

评论

理论上(也许不是所有得council),你把这房子作为仓库使用,需要council申请。 有人在车库做华人快递(还是很小规模),被投诉后干不下去的。
如果有批准,那是个直接证据。

评论
In theory, you can rent your investment property to your business, earning income and doing NG, as long as there is a property leasing contract between you and the business. And the rent is on par with the market price.
However, there are many things ATO would consider. For example, is your business a sole trader or company. If you are sole trader, then you will be asked about details of the nature of the business. You will be expecting different types of queries from ATO until they believe this is a true commercial transaction, rather an private treatment for purely tax benefits. If the business is a company, then the possiblility is much lower.
澳洲中文论坛热点
新西兰总理:出世在新西兰的新纳粹Thomas Sewell是“挺蹩脚的人”,但那是澳洲的问题
新西兰总理拉克森称新纳粹Thomas Sewell是坏人,但是没对要求把他从澳大利亚遣返到诞生国去的呼吁置评。
撞穿学校栅栏害死十一岁男孩的司机不必坐牢
一位女司机撞穿学校栅栏、害死了11岁男孩,被罚2000元罚金、撤消驾照,不必坐牢。Jack Davey 的父母去了

税务

税务

人工智能帮我报税,强大得我都呆了

澳大利亚今年报税有大不同,主要是大量使用了AI 极大地简化了我的流程,以前报税,都是一一手算对比 现在,下载全部的银行记录为csv文件,然后让人工智能替我分析,比如核对房租收入的, ...

税务

Super节约税小tip

澳大利亚Contribute unconcessional contribution in July and file claim in June next year. This way, the gain will not be taxed 15% You can save hundreds dollar if you contribute $10000 评论 不是 gain 不扣税,而是这 15% 的tax 是在你提交 ...

税务

卖了房子交2万到super怎么操作

澳大利亚打工人卖了房子, 在去会计师那退税前交2万到super还算24-25 年期间吗?有什么该注意的地方 课避免多交税? 评论 太晚了 评论 明天就6月30日了,怎么着也来不及了。 评论 一般要提前一 ...

税务

NZ非税务居民在NZ的美股平台投资

澳大利亚我在NZ的银行有些存款,在NZ的Hatch Invest上买了些美股,因不是NZ的税务居民,美股的分红都已扣过税(美国与NZ的税务协议),在填写IRD的报表时,没找到有Overseas Income的选项,是不是美 ...

税务

Tax invoice 没有gst,还能退税吗

澳大利亚投资房修补,付现金给tradie, 对方给了tax invoice, 但没有GST, 我担心因为这个invoice上面没有GST, 就变成一张无效发票,会导致我无法退个人税吗 评论 我的理解是有receipts就可以了,做投资 ...

税务

Division 293 和 concessional contribution

澳大利亚大家好,我想问一下division 293的那个income是怎么计算的? 假设我税前income是20w,雇主打的super是2w(比例不对 但这样简单些方便理解),这时候因为前几年有剩很多unused concessional contr ...

税务

投资房在老婆名下,老公可以用来负扣税吗

澳大利亚请问有个投资房只写了老婆的名字,但是老公的收入比较高,目前房子是负现金流,请问可以在老公这边做负扣税吗? 评论 no 评论 no 评论 否 评论 如果只考虑负扣税,听说夫妻是可以 ...

税务

关于配偶Taxable income报税的疑问

澳大利亚是这样的,老公去年有一笔personal super contribution, 他自己的报税单上taxable income把这笔super contribution的钱减掉了,我自己的报税单上配偶收入那一栏填得是老公的taxable income,就是跟老公 ...

税务

要打脸了,我可能搞错了

澳大利亚楼里有个朋友说我搞错了 我用的是税后的收入打进去的,我打进去了3万,当即扣了15%的税,然后给会计申报的时候,我申报了3万的Personal superannuation contributions,都是5年之内的carry f ...

税务

Carry forward concessional contribution

澳大利亚为了减税,今年第一次自己往的super转钱, 然后交了notice of intention tax deduction form给我的super. 请问ATO怎么知道我现在的contribution是记在Carry forward concessional contribution, 而不是今年的。 评论 ...

税务

自住投资房一个问题

澳大利亚哈哈 我又来了,请教大家 假设我现在一个自住,一个投资房。等到多年以后搬到投资房里住,然后把自住的卖掉。卖掉的自住要交CGT吗? 评论 六年法则了解一下 评论 好的谢谢我去看 ...

税务

关于补缴Super的几点疑问,求教

澳大利亚我想把过去5年剩余的carried forward concessional contribution额度都交完,但有几点问题不太明白,请会计朋友帮忙解答: 1. 因为剩下只有两个月,工资收入无法补齐所有的剩余额度,所以我需 ...

税务

与工作相关的费用扣税减免问题

澳大利亚印象中,这些费用少于300刀,无需发票, 今天收到ATO邮件,明确提出 需要发票。 让人很迷惑。 评论 Remember, to claim a deduction for any work expense: you must have spent the money yourself the expense mus ...

税务

新建家庭小公司,请教如何分配公司利润

澳大利亚2324年公司应纳税收入11191.交了2797.5的税。 2425年 公司directer已经发了工资收入45000 公司预计还有26000利润,是否应该分点红给director 呢?听说再分红11191.可以把2797.5的税领回来。 评论 ...

税务

作为solo trade如何税务最大化避税?

澳大利亚solo trade 怎么样才能税务最大化避税? 评论 super 评论 您說最大化指交最多稅嗎? 评论 最大化避税 评论 转移海外 评论 一定买好各种保险,不同于公司,个体户属于无限责任,自己的 ...