澳洲大银行的澳大利亚人现在远足抵押贷款利率

在澳大利亚中文新闻



ANZ银行已经做出了令人惊讶的举动，以远足其可变的抵押贷款利率 - 尽管预期储备银行将要进一步削减。

“大四大银行”通过提高其所有者和投资者利率

class="mol-para-with-font">This will see ANZ's lowest owner-occupier variable rate rise to 5.75 per cent, and the investor loan rate climb to 6.05 per cent.

The move applies to new customers of the online-only ANZ Plus loans, and was made despite near-universal market expectations of another rate cut on August 12, followed by two more cuts by 圣诞节。 

ANZ也停止了2,000美元的现金返还优惠。 

Canstar data insights manager Sally Tindall said ANZ's counter hike showed margins were now more important than winning over new customers.

'ANZ's hike to its lowest variable rate is a reminder some banks are still looking to protect margins,' she said.

'这是一个不寻常的举动，距董事会会议仅几天，但它显示了一些银行如何不遵循潮流。我们只希望它不会具有感染力。 src =“ https://i.dailymail.co.uk/1s/2025/08/07/02/100992389-14978101-14978101-Image-image-image-a-26_1754545454531330396.jpg”高=尽管期望从储备银行削减速度较高的速率“ class =” blkborder img-share“ style” style =“最大宽度：100％“加载=” lazy' />

anz bank a anz银行对远足的抵押贷款的预期降低了储备率，但预计储备了储备金

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澳大利亚的变化仅适用于新客户，而不是现有的借款人。

'我们今天的变化特定于我们的ANZ Plus可变房屋贷款，而仅适用于新客户，而不是现有客户的价格。纽约市在设定房屋贷款利率时考虑了一系列因素。'

anz远足仅在基本通货膨胀（RBA的首选措施）后一周就出现在6月季度的2.7％，或者接近储备银行的中度2.7％。 class =“ mol-para-with-font”> RBA副州长安德鲁·豪瑟（Andrew Hauser）暗示，这将使8月12日的降低可能性更高。 

标题或消费者价格指数通货膨胀再次下降至2.1％，这是自2021年3月以来最低的。

canstar数据见解经理萨利·坦德尔（Sally Tindall）表示，anz的柜台访问的利润率现在比新客户赢得了更重要poster =“ https://i.dailymail.co.uk/1s/2025/07/31/100789789795-0-Image-mimage-m-6_1753919800895.jpg” data-opts =“ {” linkbaseurl“：” https：//www.dailymail.co.uk/news/article-14978101/bad-news-aussies-b IG-BANK徒步旅行贷款利率.html＃V-8990951634698977757“，” ISMOBILE“：false，“原始”：false，“ du”评分“：76000，” src“：” https：//videos.dailymail.co.uk/video/mol/2025/07/07/30/89909095163469897775757/10 24x576_MP4_8990951634698977557.MP4，“ source”：“政府”，“ playerId”：“ default”：“ default”，“ title”：“储备”银行官员说通货膨胀数据非常欢迎'“”，“ pRELOAD”：“无”，“初始视频”：true，“缩略图”：“ https：//i.dailymail.co.uk/1s/202 5/07/31/00/100789795-0-Image-M-5_1753919800894.jpg“，”海报“：” https://i.dailymail.co.uk/1s/2 025/07/31/00/100789795-0-Image-M-6_1753919800895.jpg“，“ SyndicationService”：null，“ shorturl”：“” https://mol.im/a/14978101#V-8999095163469897775757“，”lplugins": {“social-share": {"embedurl":＆quot; https：//www.dailymail.co.uk/embed/video/3485517.html“}，“ autoplay-next-video”：{“ videos”：“ https：// https：// https：//wwwww.dailymail.co.uk/api/playe。 r/3485517/ressect-videos.json，“ Countdown_time”：10}，“ ads-setup”：{“ videoadserverurl”：“ https：//pubads.g.doubleclick.net/gampad/a ds？sz = [size]＆iu =％2f5765％2fdm.video％2fdm_video_news＆ciu_szs =＆spect =＆strame = s＆gdfp_req = 1＆env = vp＆output = vp＆output = xml_vast3＆unvast3＆unvast3＆unvast3＆unviewed_position_start = 1＆url = [referrer_url]＆corerelator = [timestamp]“，“ adseNabled”：true，“ adscanceltimeout”：10000，“屏幕”：{“ width”：636，“高度”：358}}}，“ s ureces”：{“ url”：“ https：//www.dailymail.co.uk/api/player/8990909516346989777557/video-sources.json”}，“ flyout” ，“换回”：true，“ forceflyout”：{“ active”：false，“ muted”：true，“ switchback”：false}}，“跟踪”：{“ ChanneShortName”：“ News”，“ Spon”令人讨厌的“：null，“ referenceId”：3485517，“ trackingType”：“嵌入”}，“相关 - videos”：{“ videos”：“ https：//www.dailymail.co.uk/api/playe/playe R/3485517/RELESS-VIDEOS.JSON“，“ VIDEOCHANNEL”：“ NEWS”，“ SHOWUPNEXTPANEL”：false}}}，“ videoid”：“ 89995163469897777775757”，“ descr”：“储备银行官员安德鲁·豪瑟（Andrew Hauser）说，通货膨胀数据非常 welcome'","referenceId":3485517,"grapeshot":{"article":{"articleURL":"https://www.dailymail.co.uk/news/article-14978101/Bad-news-Aussies-big-bank-HIKING-mortgage-rates.html"}}}" preload="none"> 阅读更多

为什么繁荣者现在是生命成本危机

Both numbers have firmed up the prospect of a rate cut next week, which would see the cash rate fall back to 3.6 per cent for the first time since May 2023 and cut monthly repayments by $100 on an average $660,000 mortgage.

The futures market, however, only regards a cut next week as a 51 per cent chance, despite the lower通货膨胀。

金融市场现在在7月的瑞马人将现金利率持有3.85％之后，尽管每个主要银行的经济学家都预测削减趋势，但现金利率仍处于3.85％。 

，但他们仍然期望今年再降低3次，这将使RBA现金利率降至2023年以来的首次降至3.1％。

“最新动作”意味着最新的行动将不再拥有5.59的最低范围，而距离为5.59的百分比，这是5.59的范围，这是一分钱，这是一分钱的百分比。 

在四大银行中，ANZ和NAB都提供了最低的两年固定利率5.19％。

nab nab> nab nab nab nab nab nab nab nab nab nab nab nab nab nab的两年固定利率将25年的固定利率降低了25个基点。至5.29％，而三年固定利率降低了10个基点，至5.29％。 

Tindall女士说，NAB的固定费率削减的标志是银行仍然期望降低RBA的降低。

''>'固定费率并不是大多数借款人的风味，大多数人都可以削减brak brak bracs，又可能是在周二的范围，而在周二的范围内，''y move of to Brac to to to to to to to Bracs of to Brac of to to inba to to to to to to to to to to to Bracs。说。

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