澳洲贷款买房给父母住可算投资房吗?怎样抵税?

在澳大利亚税务




有人买房给父母住作为投资房的吗?是怎样抵税的?谢谢

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那得你父母付房租才行。而且房租不能低得离谱,税务局也不是傻子

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The reason you can 抵税 is because the ATO will expect you will declare your rental income as your assessable income. In the mean time you incur expenses for the purpose of producing assessable rental income. So your parents need to pay rent to you.

One more point is that how much rent they are going to pay. It cannot be too low. The ATO is really looking at the market value; in other words how much you will charge another person you don't know for rent. If you did not charge the market value, then the anti-avoidence rule could kick in. So you really need to think through before you do it. If you are not confident, you can consult with accountants or registered tax agents. Good luck!

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不如那父母名字买套房, 先拿一笔FHBG,
再一起去住。
你手上的投资房可有一套为自住。卖时少CGain

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问题是写父母 名字,怎么贷款? 他们年纪大了,要是贷得多,银行肯批 马?

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如果写父母的名字,会影响以后他们拿政府的补助的

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It depends on how old your parents are. If they are too old it may be possible that the bank will not loan to them any money.

Let's face it, normal loans will be around 30 years. Say if your parents are in their 60s. Then after 30 years they are around 90 years old. Do they still pay back home loan around that age assuming they are not working? So based on that, the bank may refuse to loan money to them. I know it sounds like age discrimination. But the end of the day, Bank is not Church and it needs to make profit. But I think you do need to check with the bank whether they are willing to lend money.

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想法子呀。
为什么有人能发财

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没啥问题。
路子都是通的。

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关注一下

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只有一套的话,影响不大
比起将来卖房时不交CGT,还是合算的
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